Privacy Policy

Gerard Lobato ("I," "me") is a licensed independent insurance agent. This policy explains how I collect, use, and protect personal information through lobato.life.

Information I collect

• Information you provide through forms, appointment booking, email, or phone, such as your name, phone number, email address, state, and appointment preferences.

• Information you share during a consultation to help me recommend coverage.

• Basic technical information collected automatically by the website's hosting provider (Google).

How I use your information

• To respond to your inquiries and schedule consultations.

• To provide insurance quotes and help you apply for coverage.

• To contact you by phone, text, or email when you have given consent.

• To meet legal and regulatory requirements.

How I share your information

I do not sell your personal information. I share it only:

• With insurance companies you choose to apply with, to process your application.

• When required by law or regulation.

• With service providers that help me run my business, such as scheduling and communication tools, under confidentiality obligations.

Communication preferences

You can opt out of calls or texts at any time by replying STOP to a text, telling me during a call, or emailing gerard@lobato.life.

Text Messaging (SMS)

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

Data security

I use reasonable administrative and technical safeguards to protect your information. No method of transmission or storage is completely secure.

Changes to this policy

I may update this policy. The effective date above shows the latest version.

Contact

Gerard Lobato | gerard@lobato.life | 276-276-4274